About
Loans, explained by someone who'll actually walk you through them.
I'm Nick Johnson, a Loan Officer with E Mortgage Capital, Inc. My work is finding the right loan for borrowers looking to purchase or refinance — whether that's a primary residence, a move up, or an investment property.
Every borrower's situation is different, and the "best" loan isn't the same for a first-time buyer as it is for someone refinancing a rental. I spend the early conversations understanding your goal first, then match you to the program that actually serves it — backed by E Mortgage Capital's full range of lending options.
- Role
- Loan Officer
- Company
- E Mortgage Capital, Inc. (NMLS #1416824)
- NMLS ID
- 2086150
- Licensed in
- AL, AZ, AR, CA, CO, DE, FL, KS, MI, MN, MO, OH, OK, OR, PA, TN, TX, VA, WA
- Focus
- Purchase & Refinance — Primary & Investment Property
What I focus on
Two situations, one goal — the right fit.
Purchasing
Finding financing that matches your budget and the property you actually want — from your first home to your next one.
Refinancing
Adjusting the loan you already have — for a better rate, a shorter term, or cash out — as your situation changes.
Next step
Let's talk about your property.
Start your pre-qualification, or reach out with questions first — either way, I'll respond directly.